PT. BAHTERA MITRA JASA
Jl. Kasturi No. 23, Tomang,
Jakarta 11430, INDONESIA
Tlp. +6221 5641995 (hunting)
Fax. +6221 56943376
Email: info@bmjbroker.com
We provide innovative services in high creativity based on experience, expertise, skill, knowledge, combined with the dynamics of technology, information and network development then implemented into our services that are useful by efficiently and suitable with client’s risk requirements.
We provide innovative services in high creativity based on experience, expertise, skill, knowledge, combined with the dynamics of technology, information and network development then implemented into our services that are useful by efficiently and suitable with client’s risk requirements.
We provide innovative services in high creativity based on experience, expertise, skill, knowledge, combined with the dynamics of technology, information and network development then implemented into our services that are useful by efficiently and suitable with client’s risk requirements.
BMJ is a professional & independent general insurance brokers, specializing in material damage risk coverage for Business as well as Personal Insurance, we focus primarily on Industrial, Commercial, Property and Liability, along with complementary business lines such as Crime, our core business is to create client confidence in risk mitigation and maintain their prerogative in the event of a loss claim against the insurance company.
We work closely with our clients to assist identify their specific risks in detail, develop solutions to strengthen and protect the client’s business now and in the future to not only survive, but to survive and prosper.
We take the time to understand your industry type and/or the details of your business model, continue to bring forward strategies to address your concerns regarding risk exposure and loss recovery according to your business and industry sector.
Our extensive expertise, deep knowledge and wide experience in risk management & insurance services solutions enable us to understand, anticipate and help minimize risks that will be faced by Clients, so let’s get better caring from us for the continuity of your business and activities towards the future prosperity with compatible solutions for your risks at BMJ which provide excellent service products in risk management & insurance solutions as follows :
Cover loss or damaged to cargo goods during transport and/or transit by land, sea, river, or air, whether be imported, exported, and domestic local market.
Cover Loss or damaged to Property/ Industry i.e. : Building, Equipment, Machineries, Installation, Stock, Contents, caused by perils, such as : Fire, Explosion, Lightning, Windstorm, Flood, Riot, Malicious Damage, Earthquake, Volcanic Eruption, etc
Covered Loss or damaged to Ship, Yacht, Boat, Aircraft, including with their related Liabilities such as : Collision, General Average Sacrifice, Salvage, Salvage Charges, Sue and Labour.
Protect and indemnify the shipowners from third party liability risks associated with owning and operating ship, i.e : Loss of life, Injury, and/or Medical Expenses for Crew Members, including loss or damage to Others Parties' Ships, Cargo, Removal of Shipwrecks, Pollution, and Quarantine Costs.
Cover Loss or damaged Caused by an accident to Motor Vehicle, including with Liabilities arising out of their use.
Covered Loss or damaged to contract, works, and construction machinery, including claim made for compensation by employee's and/ or third parties, for injuries and/ or damaged arising out of performance of the contract. In others word property and liability coverage construction, erection, and installation risks, including during maintenance, testing, and commissioning period.
Cover Loss or damaged to heavy equipment due to accident during operation in their project site, such as : Forklift, Tractor, Excavator, Dozer, Loader, any kind of Heavy Duty Truck, Crane, etc.
Covers Losses or damaged due to causes such as faulty operation, tear apart because of Centrifugal force, Short Circuit, Electrical Burn Out, and other electrical caused, Shortage of Water in Boiler, Physical explosion (as opposed to Chemical explosion), Implosion, Mechanical breakdown, etc. Complements Covered under fire and allied Perils insurance.
Cover Loss of Gross Profit income and increase of working Cost due to business suffer after an accidental or disaster events that is covered under Property/ Industrial Insurance, or Machinery Breakdown, or Engineering Insurance policy.
Covered Loss and/or damaged to electronic equipment and devices due to negligence, breakdown, faulty operation, carelessness, force nature, and violent crime.
Cover losses on legal costs and claims as compensation by third parties for losses or injuries arising from acts of negligence or violations of professional work duties in conducting their business.
Cover a compensation in the event of injuries, disability or death caused solely by violent, accidental, external, and visible events.
Cover medical and surgical expenses that are incurred from illness and/ or injury.
Cover Loss or damaged due to accidental or disaster events, including negligence of travel or transportation arrangement during business and/ or holiday trip.
Cover Loss or damaged to money (cash) in safe or during transit due to accidental damaged event and/ or Violent Crime action.
Guarantees of interest and principal security in the event of a payment or time frame/ limit deadline schedule default by the issuer of the bond or security.
Cover Financial Loss from the risks of Liabilities due to imposed by lawsuits and similar related claims.
Cover Loss or damage to growth plant due to natural disasters, spreading of fire, violent crime action, infection, drought, floods, falling aircraft and Hordes attack of wild animals.
BMJ is a professional and independent insurance broker with world-class premium services, the core of our business is to maintain the client’s prerogative for their comfort against possibility risks and also losses claim, we truly care about our clients’ business matter because we understand and consider our clients concerns as our own.
A New Risk Challenge
Most scientists say that humans can change world climate, i.e : people drive cars, people heat and cool their houses, people cook food, all those things take energy and one way we get energy is by burning coal, oil and gas.
Burning these things puts gases into the air, then the gases cause the air to heat up, This can change the climate of a place and It also can change Earth’s climate.
Scientists think we can do things to stop the climate from changing as much. You can help by using less energy and water. Turn off lights and TVs when you leave a room. Turn off the water when brushing your teeth. You also can help by planting trees.
This energy technology is a fast-growing energy source as an alternative energy to combat climate change in the world, the rapid use of this technology certainly opens up the possibility of loss risks in this sector, for this reason special expertise is required on the intricacies of technology, conditions and structures in an effort to provide effective risk mitigation.
There are 3 phases in the scope of this renewable energy risk for insurance coverage :
Considering this technology is heavily reliant on weather that can change rapidly at any time, it is preferable to also be covered under a Weather Hedge Insurance policy, which is designed to offset loss of revenue caused by a lack of the energy source (wind or sun), including with Catastrophic Risk coverage is required based on project location.
BMJ is your reliable partner, we take the time to understand the technical side, structure, conditions and requirements needed to provide a flexible and innovative approach for your risk mitigation & loss recovery, including with renewable energy risk.
Kick away your past experiences of disappointments and worries, get better care from us for your business continuity and activities towards the future prosperity with our compatible solution for your risk mitigation and loss recovery.
Our Claims Solutions team will collaborate with your teamwork, increasing your specialization and capacity as require such as identifying, preparation, providing documents, proactive advocacy solutions, then our team will work closely with your business and insurance teams related to improve your claims results.
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